West Virginia requires drivers to carry at least 25/50/25 in liability coverage. West Virginia requires uninsured motorist coverage but does not require personal injury protection.
| Coverage Type | Minimum Required |
|---|---|
| Bodily Injury (per person) | $25,000 |
| Bodily Injury (per accident) | $50,000 |
| Property Damage | $25,000 |
| PIP | Not required |
| Uninsured Motorist | Required |
Auto Quote Hotline helps West Virginia drivers start an auto insurance quote comparison by phone or online and connect with coverage options that may fit their needs, budget, and location. Call today to speak with an agent.
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1. Call Us
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Auto Insurance Requirements in West Virginia
West Virginia requires drivers to carry at least 25/50/25 in liability coverage — $25,000 in bodily injury coverage per person, $50,000 per accident, and $25,000 in property damage coverage — along with uninsured and underinsured motorist coverage. Drivers who don’t maintain proper coverage may face fines, license suspension, or be required to file an SR22 form to reinstate their driving privileges. Comparing available options can help West Virginia drivers find coverage that fits their needs and budget. West Virginia’s mountainous terrain and winding rural roads can mean different risk factors than flatter states, which is why comparing quotes from multiple providers is especially useful for finding the right balance of coverage and cost.
We Help All West Virginia Drivers — Insured, Uninsured, or SR22
Whether you currently have coverage, have a lapse in insurance, or need an SR22 filing, we can help connect you with the right agent in West Virginia.
- Insured drivers looking to compare rates and find better coverage
- Uninsured drivers starting fresh and needing a policy fast
- SR22 drivers who need a filing to reinstate or maintain their license
No matter your driving history, call now and speak with an agent who can walk you through your options in minutes. Our network connects you with agents familiar with West Virginia’s specific coverage requirements, so you can get accurate quotes without the runaround.
Top Cities in West Virginia
Looking for auto insurance quotes closer to home? Explore quote options in West Virginia’s largest cities:
- Charleston
- Huntington
- Morgantown
- Parkersburg
Whether you’re near Charleston, Huntington, or one of West Virginia’s smaller mountain towns, local coverage options and rates can vary — so it pays to compare.
Frequently Asked Questions
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Begin your auto insurance quote search online or call to connect with an agent who can help you with the quoting process. Getting started takes just a few minutes and comes with no obligation to purchase. Call now and start your personalized quote today!
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