Looking for auto insurance quotes in Louisiana? Louisiana law requires drivers to carry at least 15/30/25 in liability coverage. Louisiana does not require personal injury protection or mandatory uninsured motorist coverage.
Use this guide to compare auto insurance quotes in Louisiana based on the minimum coverage requirements set by state law.
Auto Insurance Quotes in Louisiana: Minimum Coverage Requirements
| Coverage Type | Minimum Required |
|---|---|
| Bodily Injury (per person) | $15,000 |
| Bodily Injury (per accident) | $30,000 |
| Property Damage | $25,000 |
| PIP | Not required |
| Uninsured Motorist | Not required |
Auto Quote Hotline helps Louisiana drivers compare auto insurance quotes in Louisiana by phone or online and connect with coverage options that may fit their needs, budget, and location. Call today to speak with an agent.
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Auto Insurance Requirements in Louisiana
Louisiana requires drivers to carry at least 15/30/25 in liability coverage — $15,000 in bodily injury coverage per person, $30,000 per accident, and $25,000 in property damage coverage.
Louisiana’s ‘No-Pay, No-Play’ law can limit an uninsured driver’s ability to recover damages even in accidents they didn’t cause, making coverage especially important. Drivers who don’t maintain proper coverage may face fines, license suspension, or be required to file an SR22 form to reinstate their driving privileges.
Comparing available options can help Louisiana drivers find coverage that fits their needs and budget. Louisiana’s mix of city driving alongside rural highways can mean different risk factors depending on where you live, which is why comparing quotes from multiple providers is especially useful for finding the right balance of coverage and cost.
We Help All Louisiana Drivers — Insured, Uninsured, or SR22
Whether you currently have coverage, have a lapse in insurance, or need an SR22 filing, we can help connect you with the right agent in Louisiana.
- Insured drivers looking to compare rates and find better coverage
- Uninsured drivers starting fresh and needing a policy fast
- SR22 drivers who need a filing to reinstate or maintain their license
No matter your driving history, call now and speak with an agent who can walk you through your options in minutes. Our network connects you with agents familiar with Louisiana’s specific coverage requirements, so you can get accurate quotes without the runaround.
Top Cities in Louisiana
Looking for auto insurance quotes closer to home? Explore quote options in Louisiana’s largest cities:
- New Orleans
- Baton Rouge
- Shreveport
- Lafayette
Whether you’re navigating downtown New Orleans, commuting near Baton Rouge, or driving through Shreveport, local coverage options and rates can vary — so it pays to compare.
Frequently Asked Questions
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Begin your auto insurance quote search online or call to connect with an agent who can help you with the quoting process. Getting started takes just a few minutes and comes with no obligation to purchase.
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