Arkansas requires drivers to carry at least 25/50/25 in liability coverage. Arkansas requires uninsured motorist coverage and personal injury protection unless declined in writing.
| Coverage Type | Minimum Required |
|---|---|
| Bodily Injury (per person) | $25,000 |
| Bodily Injury (per accident) | $50,000 |
| Property Damage | $25,000 |
| PIP | Required unless declined |
| Uninsured Motorist | Required unless declined |
Looking for Auto Insurance Quotes in Arkansas? Auto Quote Hotline helps Arkansas drivers compare coverage options by phone or online and connect with agents who fit their needs, budget, and location. Call today to speak with an agent.
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Auto Insurance Quotes in Arkansas: Coverage Requirements
Arkansas requires drivers to carry at least 25/50/25 in liability coverage — $25,000 in bodily injury coverage per person, $50,000 per accident, and $25,000 in property damage coverage — along with personal injury protection (PIP) and uninsured/underinsured motorist coverage, unless declined in writing. Arkansas is an at-fault state, meaning the driver responsible for an accident is responsible for covering damages. Drivers who don’t maintain proper coverage may face fines, license suspension, or be required to file an SR22 form to reinstate their driving privileges. Comparing available options can help Arkansas drivers find coverage that fits their needs and budget. Arkansas’s mix of interstate trucking corridors, urban traffic in cities like Little Rock, and rural highways throughout the Ozarks and Delta region means different risk factors depending on where you live, which is why comparing quotes from multiple providers is especially useful for finding the right balance of coverage and cost.
We Help All Arkansas Drivers — Insured, Uninsured, or SR22
Whether you currently have coverage, have a lapse in insurance, or need an SR22 form, we can help connect you with the right agent in Arkansas. This can make a real difference when comparing coverage across different regions of the state.
- Insured drivers looking to compare rates and find better coverage
- Uninsured drivers starting fresh and needing a policy fast
- SR22 drivers who need a filing to reinstate or maintain their license
No matter your driving history, call now and speak with an agent who can walk you through your options in minutes. Our network connects you with agents familiar with Arkansas’s specific coverage requirements, so you can get accurate quotes without the runaround.
Top Cities in Arkansas
Looking for auto insurance quotes closer to home? Explore quote options in Arkansas’s largest cities:
- Little Rock
- Fort Smith
- Fayetteville
- Springdale
Whether you’re near Little Rock, commuting through Fort Smith, or driving in Fayetteville, local coverage options and rates can vary — so it pays to compare. Our team is ready to help you find the right fit quickly.
Frequently Asked Questions
Have questions about auto insurance quotes in Arkansas? Here’s what drivers ask us most.
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