Auto insurance quotes in Tennessee start with knowing the state’s minimum liability limits. Tennessee law requires drivers to carry at least 25/50/25 in liability coverage — $25,000 in bodily injury coverage per person, $50,000 per accident, and $25,000 in property damage coverage. Uninsured/underinsured motorist coverage is not required but is recommended for added protection.
When comparing auto insurance quotes in Tennessee, here’s a breakdown of the state’s minimum coverage requirements.
Auto Insurance Quotes in Tennessee: Minimum Coverage Requirements
| Coverage Type | Minimum Required |
|---|---|
| Bodily Injury (per person) | $25,000 |
| Bodily Injury (per accident) | $50,000 |
| Property Damage | $25,000 |
| PIP | Not Required |
| Uninsured Motorist | Not Required |
Drivers who don’t maintain proper coverage may face fines, license suspension, or be required to file an SR22 form to reinstate their driving privileges. Comparing auto insurance Tennessee options can help drivers find coverage that fits their needs and budget.
Tennessee’s mix of city driving in Nashville and Memphis alongside rural highways can mean different risk factors depending on where you live, which is why comparing quotes from multiple providers is especially useful for finding the right balance of coverage and cost.
Auto Quote Hotline helps Tennessee drivers start an auto insurance quote comparison by phone or online and connect with coverage options that may fit their needs, budget, and location. Call today to speak with an agent.
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Auto Insurance Requirements in Tennessee
Tennessee requires drivers to carry at least 25/50/25 in liability coverage — $25,000 in bodily injury coverage per person, $50,000 per accident, and $25,000 in property damage coverage. Uninsured/underinsured motorist coverage is not required but is recommended for added protection.
Drivers who don’t maintain proper coverage may face fines, license suspension, or be required to file an SR22 form to reinstate their driving privileges. Comparing available options can help Tennessee drivers find coverage that fits their needs and budget.
Tennessee’s mix of city driving in Nashville and Memphis alongside rural highways can mean different risk factors depending on where you live, which is why comparing quotes from multiple providers is especially useful for finding the right balance of coverage and cost.
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